posted by on Aug 19
Margene H asked:
I have 3 cards-Chase ($8000 debt), Discover ($7000 debt) & Citicard ($2000 debt). The minimums are too high for me to pay & I’m now a month behind. I’m sending in what money I have to each creditor, but its still not meeting the minimums.
I have 3 cards-Chase ($8000 debt), Discover ($7000 debt) & Citicard ($2000 debt). The minimums are too high for me to pay & I’m now a month behind. I’m sending in what money I have to each creditor, but its still not meeting the minimums.
In your experience have Debt Management Companies been able to set up a Debt Management Program with these 3 creditors? Have the creditors been willing to work with a Debt Management Company?
I’d call the companies myself, but I hear they are horrible to deal with & never negociate lower payments & now I’m a month behind-so I’m sure they won’t want to even talk to me!
posted by on Feb 20
Spiralling_World asked:
I moved two years ago to support my newborn after finding out my girlfriend was pregnant. I left behind my old car and my family put it in my brothers name so I’ve been stuck without a vehicle. I’ve been working at my current job for 6 months and management said it is possible to pay any debts or loans by having it taken out of my checks. I don’t plan on leaving the company at all and plan on living up here. I’ve tried for an auto loan but was denied because of my bank balance (after fixing my fiancee’s car and her mother’s truck because they were out of work and were on HUD). Is it possible to get an auto loan in this manner? At work, management said they’d need the necessary paperwork to have it directly taken out, but I’m not quite sure if dealerships would allow such payments- since its not directly through a bank. Is this method even possible?
I moved two years ago to support my newborn after finding out my girlfriend was pregnant. I left behind my old car and my family put it in my brothers name so I’ve been stuck without a vehicle. I’ve been working at my current job for 6 months and management said it is possible to pay any debts or loans by having it taken out of my checks. I don’t plan on leaving the company at all and plan on living up here. I’ve tried for an auto loan but was denied because of my bank balance (after fixing my fiancee’s car and her mother’s truck because they were out of work and were on HUD). Is it possible to get an auto loan in this manner? At work, management said they’d need the necessary paperwork to have it directly taken out, but I’m not quite sure if dealerships would allow such payments- since its not directly through a bank. Is this method even possible?
The maximum loan i’m thinking of getting is $5000. I’ve talked with several dealers about downpayments and those I can easily handle.
posted by on Jan 11
carmelapple2001us asked:
Last year I had lost my job and got way behind in my bills. When I found a new job I decided to work with a debt management company to help with my debts. I’ve been with a company about five months and I’m starting to get calls from collectors almost every other day. I thought this company was helping me, but it seems to have made things worse. I decided to drop this company and just make arrangements with the original creditors to start making payments. From my personal view it’s better to work with the original creditors.
Last year I had lost my job and got way behind in my bills. When I found a new job I decided to work with a debt management company to help with my debts. I’ve been with a company about five months and I’m starting to get calls from collectors almost every other day. I thought this company was helping me, but it seems to have made things worse. I decided to drop this company and just make arrangements with the original creditors to start making payments. From my personal view it’s better to work with the original creditors.