Debt Management Info Blog

phil o asked:


As i said in my previous question i am on a Debt management Programme with LA Debt. All is going ok and the phone calls have stopped from the creditors. However, i’ve had to include another big debt which has taken me to cc £20000 of debt now. LA Debt have re-arranged the plan f.oc which was good but now they are suggesting an IVA. Its been explained to em and i’ve looked on their website (www.ladebt.co.uk) it all seems to good to be true. Can i really pay £212 per month for the next 60 months and be ut of debt.
i know this is done under a government scheme under the Insolvency Act. I’m going to go ahead with it unless any one can suggest otherwise.

jenks1545 asked:


I was on oprah site looking at the debt diet. Im 21 years old and have $14,000 credit card debit. I need to do something or im never going to be able to have credit ever again. I found this website www.usdoj.gov/ust and found a counseling service but i dont know if its a good one to go ot. i live in illinois and was thinking about the bloomington one. By the way i am currently working and going to school full time. So its not like im just not doing anything about it. Any suggestions?
By the way im not charging on my credit cards they are all over the limit. I can barely afford to make min. payments…

oppositeangles asked:


has anyone heard any thing about them or used them before are they legit?