posted by on Sep 5
veronicamathes asked:
Okay I admit I screwed up and went on a spending fee while in college and now I’m paying for it. I recently got laid off from my job, but this didn’t stop the bills from coming. I’ll tried ever thing in my power to set up a payment plan with my credit cards but now that I’m behind and most of the cards are in collection nobody want to work with me. Most of my credit cards are with a debt management program and some I’m making the minum payment, but there are some that are in collection and I don’t like the way the reps talk to me. They’re telling me that the account must pay the full amount as if I’m made of money. I’ve explained to them that I can’t do this, but was willing to set up a payment plan. One credit card in collection I owe $1297.25 on it, but when I told them I could pay $25 to $30 a month until other credit cards are paid off and I’ll raise the amount they laugh in my face. Their offer was to settle and pay $800.00. I can’t do this. I have other bills to pay! Please help!
Okay I admit I screwed up and went on a spending fee while in college and now I’m paying for it. I recently got laid off from my job, but this didn’t stop the bills from coming. I’ll tried ever thing in my power to set up a payment plan with my credit cards but now that I’m behind and most of the cards are in collection nobody want to work with me. Most of my credit cards are with a debt management program and some I’m making the minum payment, but there are some that are in collection and I don’t like the way the reps talk to me. They’re telling me that the account must pay the full amount as if I’m made of money. I’ve explained to them that I can’t do this, but was willing to set up a payment plan. One credit card in collection I owe $1297.25 on it, but when I told them I could pay $25 to $30 a month until other credit cards are paid off and I’ll raise the amount they laugh in my face. Their offer was to settle and pay $800.00. I can’t do this. I have other bills to pay! Please help!
