Debt Management Info Blog

dileepgkulkarni asked:


I am 56 years old Indian Citizen residing in India.I intend to avail Debt Consolidation Loan. Can you provide me the names & addresses of Indian / International vendors from whom I can avail such type of Financial Assistance please ? Is it possible for me to get some Charitable Refundable Loan from anybody either individuals or Institutes/Trusts ?

I shall be very much grateful to you if you could kindly arrange to furnish the information required by me.

Thanking you, awaiting to hear from you and with regards

Sincerely

DileepKulkarni

rob w asked:


i have a lot of debt, that i want to get out of, i would get a debt consolidation loan, but my credit is horable. my wife has good credit thogh. could she try for a loan, and put my original debt in her loan?

JEREMY P asked:


I want to pay off a terribly high interest credit card ive had for many years ,my wife missplaced the bill and now they defaulted my special interest rates to theyre maximum,this is after years of never missing or being late.

Kim asked:


I have debt that I want to consolidate into a home purchase, since I found a home that is priced well below appraised value. Since there is already equity is there a lender that will do a first mortgage and second at the same time? This would reduce my debt to income and put me into a better financial situation since I would only have one payment would be lower.

yelobird96 asked:


My wife and I are considering a debt consolidation loan. We’re current on all of our bills, but stretched a bit thin with not a lot left over after all the payments are made.

We only have a year of payments in on our house, so a home equity loan isn’t really an option. We’re not looking to lump our cars or house payment in with this, just pay off and cancel all of the various credit cards we have and lock in one interest rate and payment.

I was wondering if anyone could offer any advice or tips on what to watch out for. What, generally, are the terms like? How long could we space out the payments (we are looking for 60 mos.)? Any other thoughts or options?

Thanks for the help.
Okay… not that I think it’s going to matter, and I’ll probably still get spammed…. But I already have a couple of banks lined up, so I’m not a potential customer to anyone here. Not looking for an offer, just looking for someone with personal experience with this type of loan.

Shane P asked:


I am seeking a loan peronal and or debt consolidation loan, my credit is nor the greatest, but can anyone help guid me to a company or firm with low interested rates please
a company that has a legitimate Licence, and offcial loaning business! Thank You

Jenn asked:


My husband and I are trying to straighten out our finances because we have a lot of debt (credit cards mostly) and we want to buy a house. Everyone tells us that getting a a debt consolidation loan will help because we can combine all of our debts into one monthly payment, but we kept getting turned down or offered a low amount because we have too much credit being used. What’s the point of a debt consolidation loan if your too much in debt?

Vanessa asked:


There is only one bad thing in my credit report and that is one student loan that is in default. I took this student loan over 6 years ago. It has been hunting me every since I drop out of College. I have made efforts to pay it, but I have been unemployed for a year now. The last payment I made was a year ago and I just received a letter saying that it is still in default status. I called the collection agency and told them my situation. I am unemployed, currently staying at home with my kid while I take classes online to get my degree. I told her we do not have the money to pay the balance. She wasn’t very helpful. I even told her that I want to make the effort to make payments, but I need a job and I can’t find one at the moment. I told her I will start making payments as soon as I start working.
Anyway, I was wondering if it’s possible to make a debt consolidation with my loan and my husband’s student loan. His student loan is also in default.
Any good info will be appreciated.

crushqueen0204 asked:


Here is what’s going on with me. I have about 30,000 dollars worth of student loans, however I have them through more than one place…I have one through Astrive, a couple of Direct Loans, and one through Wachovia. I also have a car that my mom took out in her name and is going to want off of her credit that’s around 13,000. So, it comes to around 50,000 total of debt. I would like a debt consolidation loan, not only to get the car off of my mom’s credit, but to make things easier for me, because making the minimum payment to everything is going to cost me more per month than just paying one place. Plus, a loan will build my credit. The thing is, I have bad credit because I was swamped with medical bills a couple of years ago. Does anyone know of any companies that will give out either personal or consolidation loans of the amount that I need and will work with people of bad credit?

Makaela808 asked:


So, I have been successfully paying down the debt that I acquired as a very dumb young adult. Now, that I have a great job etc…the only bad thing I have is CREDIT. I’ve started the process of re-building but need to know anything besides Prosper/Zopa etc to get a debt consolidation loan. I have about 6,000 in debt right now. Any advice will help. No payday loans that’s what put me in the hole a couple years ago! Thanks!!