Debt Management Info Blog

james j l asked:


thinking about trying a debt management program to consolidate bills..

Christine asked:


I am about $18,000 in debt. i looked at a company that helps to lower what you owe and you only have to make one payment a month. i checked out their site and they appear to be reputable. has anyone else done this? what was your experience like? would you recommend doing this?

m_snider9430 asked:


I am approximately $25k in debt, should I use a debt consolidation agency?

HelpMe asked:


This site explains both debt consolidation and debt settlements…. http://www.theconsolidationclinic.com

E G asked:


Why would you even want to do it then if you can never get credit after debt consolidating, how long does it take. I’m confused, please clarify?!?

dfdalijkl l asked:


I have some bills that need payed off and I have one credit card. My question is if I go or contact a Credit counselor or Debt help business(Careone credit,debt relief agency) will they freeze my credit card account or put it on hold? My debt situation is not bad, but I’ve heard that if you seek help through a business that specializes in credit card debt or collections, they will freeze all of your credit cards. I am slowly building up my credit and I would hate to have them take my card away. Is this true? Any one that has or has had this problem or knows the facts please let me know some options…..Thanks!!!!

E G asked:


In a debt consolidation program is it likely that you will be able to obtain additional credit?
for example a debt consolidation for a student loan.

Kiki23 asked:


Do debt consolidation companies really help you? What is the best one and how does it work?

brave.heart asked:


Is there anyone who knows of any good PRIVATE Student Loan consolidation program? Most lower your payments but do not lower your interest rate. I am looking for a lower interest rate.

sweetgurl2504 asked:


I have 2 credit cards and I am 21. One with a balance of 3000 and one with a balance of about 700. I cant afford my payments whats my best option? they have very high interest. I cannot get a loan to pay them off with a cheaper interest rate. Help please.